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How to Split a Bill by Income, Headcount or Equally

Choose the basis before you split. One bill of 2,210.00 divided three ways comes out three different answers, and the only thing that changed is the question of what each share is charged for. On this bill the basis alone moves one household by 368.33 a month. Enter the bill, the number of people in each room and each roommate's income to see all three answers side by side.

What the basis alone moves, on a bill of $2,210.00

$368.33

Room 1 pays $736.67 equally · $1,105.00 by headcount · $982.22 by income. The same $368.33 a month is $4,419.96 over a year.

  • Equally · 1 / 1 / 1 per room$736.67 to $736.66spread $0.01 a month
  • By headcount · 2 / 1 / 1 people$1,105.00 to $552.50spread $552.50 a month
  • By income · 4,800 / 3,600 / 2,400$982.22 to $491.11spread $491.11 a month
The bill being split
$
Rooms

One row per room. People feeds the by-headcount basis and income feeds the by-income basis; the equal basis ignores both and gives every room the same share. Use monthly take-home pay, not gross salary.

Every basis divides the same bill, and each basis is rounded on its own, so its shares add back up to the bill exactly.

How this page works it out

Three views of the same bill: the three bases side by side, the division behind the by-income figures, and what the choice is worth to one household over a year.

One bill of 2,210.00 divided equally, by headcount and by income, showing what each room pays and the spread under each basis One bill of 2,210.00, three bases — the figures are what each room pays Room 1 Room 2 Room 3 Spread Equally · 1 / 1 / 1 per room 736.67 736.67 736.66 0.01 By headcount · 2 / 1 / 1 people 1,105.00 552.50 552.50 552.50 By income · 4,800 / 3,600 / 2,400 982.22 736.67 491.11 491.11 Each basis still totals 2,210.00 Only the headcount and income bases respond to the household — they are the two that notice who is actually in the flat. All three are still dividing the same 2,210.00.
Reading down a column shows one room's share under all three bases; reading across a row shows what that basis does to the whole bill. The equal row is flat by construction, the headcount row widens as soon as one room holds two people instead of one, and the income row follows pay rather than occupancy. The spread column is the honest measure of what a basis is doing: the equal basis charges for nothing but the fact that the rooms were listed, while the other two charge for how the flat is actually lived in.
2,210.00 divided in proportion to incomes of 4,800, 3,600 and 2,400, rounded down to the cent with the leftover cent given to the largest fractional part The income basis: 10,800.00 of pay across the flat, and a 2,210.00 bill 2,210.00 × 4,800 ÷ 10,800 98222.222222… 2,210.00 × 3,600 ÷ 10,800 73666.666667… 2,210.00 × 2,400 ÷ 10,800 49111.111111… Rounded down to the cent 2,209.99 One leftover cent, to the largest fraction +0.01 982.22 + 736.67 + 491.11 2,210.00 ✓
Income is a weight, not an amount: each share is the bill multiplied by that person's pay over the total pay. Those divisions do not land on whole cents, so each share is rounded down first and the leftover cent is handed to the share with the largest fractional part — here Room 2, at 0.667 of a cent. That is why the figures read 982.22, 736.67 and 491.11 instead of stopping at 2,209.99, and why they still add up to the bill exactly.
Room 1 pays 1,105.00 under the headcount basis and 736.67 split equally, a difference of 368.33 a month and 4,419.96 over a year Room 1 under the three bases — the bars share one scale By headcount 1,105.00 By income 982.22 Equally 736.67 Highest basis minus lowest basis 368.33 a month The same gap, every month for a year 4,419.96
Room 1 is the household with two people in it, so it is the one the basis moves most: 1,105.00 under the headcount basis, 736.67 split equally, and 982.22 under the income basis. None of the three is the correct answer on its own — they are three different answers to the same bill, and the number worth putting in front of the flat is the 368.33 gap between the highest and lowest, because that is the size of the decision rather than a detail of it.

Why the basis is the real decision

The bill does not change when the basis changes. The same 2,210.00, the same three rooms, and the same household of two in Room 1 can cost 736.67 under one basis, 1,105.00 under another and 982.22 under a third. Nothing about the flat moved — only the question of what each share is being charged for. That is why an income-based split is settled by choosing the basis and not by doing arithmetic, and why the arithmetic is worth doing before the basis is agreed rather than after.

Each basis charges for something different. Split equally charges for existence: every room is entitled to the same slice. Split by headcount charges for occupancy: a room with two people carries two people's worth. Split by income charges for what a person can actually carry. All three are defensible and each is unfair in one direction, so the useful question is not which basis is fair but which unfairness the household can live with for twelve months.

That is also why the order matters. Agree the basis before anyone moves in or before the bill is named. Chosen first, the basis belongs to the flat and the rooms are priced by it. Chosen afterwards, every person argues for the basis that flatters their own room and their own pay, and a decision about arithmetic turns into a negotiation between people who have to keep living together.

What each basis is charging for

The equal basis needs nothing but the bill and the number of rooms. The headcount basis needs to know how many people live in each room, which is the only one of the three that reacts when a room holds a couple rather than a single. The income basis needs a figure per person. Two of the three stop working if the household is even: when every room holds the same number of people on the same pay, all three collapse onto the same answer, and the equal basis was the shortest route to it.

Where each basis goes wrong

The equal basis goes wrong as soon as the rooms are not actually alike. A couple in one room and single people in the others is the clearest case: an equal split makes the single pay the same as the household sharing a bathroom and a kitchen, which is the whole reason the other two bases exist.

The headcount basis goes wrong at the ten-year-old and at the guest. It counts bodies rather than mouths, so it charges the same for a toddler as for an adult who showers twice a day, and it has no way to handle someone who is away every second month.

The income basis goes wrong at the next pay rise. It is the only one of the three that re-prices itself whenever somebody's circumstances change, and it re-prices upwards for the person who just earned more. It also depends entirely on honesty, because there is no way for the flat to check a figure that comes out of take-home pay rather than a counted quantity. Both are reasons to write down that the basis follows take-home pay, and to agree in advance what happens when a figure moves.

What the three bases agree on

The total. Every basis divides the same bill and every basis's shares add back up to it exactly, to the cent. No basis makes the flat cheaper or more expensive; the basis decides who carries which part, and the table below is the whole of that decision written out. Every figure is worked out in the browser and nothing is uploaded — the privacy page says what that means, and the about page says who builds these pages.

All three bases, worked out to the cent

Same flat, same bill, same three rooms — 2,210.00 to split, with two people in Room 1 on 4,800 of pay and single people in the other two on 3,600 and 2,400. Every cell below is the bill multiplied by that room's weight over the total weight, printed at full precision underneath so it can be checked against the figure above it.

Bill 2,210.00 · headcounts 2 / 1 / 1 of 4 people · incomes 4,800 / 3,600 / 2,400 of 10,800
Basis The sum behind Room 1 Room 1 Room 2 Room 3 Bill
Equally 2,210.00 ÷ 3 rooms 736.67exact 736.666667 736.67exact 736.666667 736.66exact 736.666667 2,210.00
By headcount 2,210.00 × 2 ÷ 4 people = 50.000000% 1,105.00exact 1,105.000000 552.50exact 552.500000 552.50exact 552.500000 2,210.00
By income 4,800 ÷ 10,800 = 44.444444% of the bill 982.22exact 982.222222 736.67exact 736.666667 491.11exact 491.111111 2,210.00
Spread, highest minus lowest what the basis alone moves 368.33 184.17 245.55 —

Two of the three bases do not divide evenly, and one of them twice over

The equal row is two cents short before rounding and the income row is one cent short. Round all three equal shares down to the cent and you get 736.66 × 3 = 2,209.98, two cents short. The two leftover cents go to the two largest fractional parts measured in cents: all three are 0.667, which is a tie, so the tie is broken by order and Room 1 and Room 2 each take a cent. Round the income row down the same way and you get 982.22 + 736.66 + 491.11 = 2,209.99, one cent short, and that cent goes to the largest fraction — Room 2 at 0.667, ahead of Room 1 at 0.222 and Room 3 at 0.111. The headcount row is the only one that needs no such step, because 2,210.00 split 2, 1 and 1 lands on whole cents.

The rule, in one sentence

Round every share down to the cent first, then hand the leftover cents to the shares with the largest fractional parts. The parts always add back up to the bill exactly, and which room gets the extra cent is decided by arithmetic rather than by taste. Ties happen when the fractional parts are identical, as they do on three equal rooms; the tie is broken by order, so the first-listed room takes the cent.

Questions people ask about splitting a bill by income

How do I split a bill based on income?

Add up everyone's monthly take-home pay, work out each person's share of that total, and apply the same proportion to the bill. One person on 4,800 in a household earning 10,800 carries 44.444444%, so on a 2,210.00 bill that is 982.22. Use take-home pay rather than gross salary, because the point of the basis is what each person can actually hand over each month.

Is splitting bills by income fair?

It is fair in one specific direction and unfair in another. It is fair because it matches the payment to what each person can carry, so nobody is backed into a payment they cannot make. It is unfair because it charges the higher earner more for the same kitchen, which is the mirror image of the equal split doing the opposite. No basis is fair in every direction, so the honest answer is that the basis is a choice about which unfairness the household can live with.

How do I split bills with a partner who earns more?

Run the same bill under all three bases and put the three answers in front of each other. The gap between the highest and lowest share is the size of the decision — 368.33 a month in the example on this page, which is 4,419.96 over a year. A couple arguing about a few dollars is usually arguing about the wrong number; the number worth naming is the gap.

What is the difference between equal, headcount and income splits?

Equal gives every room the same slice and asks for nothing else. Headcount gives each room a share in proportion to how many people live in it, so a couple carries two shares and a single carries one. Income gives each person a share in proportion to pay. Equal needs the fewest numbers, income is the most sensitive to how much each person earns, and headcount is the one that notices who actually lives there.

What if our incomes change during the year?

Decide before you start what happens. The income basis is the only one of the three that re-prices itself when pay moves, and it re-prices upwards for whoever just earned more. The two workable rules are to keep the original basis until the figures move by an agreed percentage, or to re-run the three bases once a year. What does not work is re-running them every time somebody gets a raise.

Do the shares ever fail to add up to the bill?

No. Every share is computed in whole cents and rounded down, and any leftover cents are given to the shares with the largest fractional parts, so the shares add back up to the bill exactly. On this bill the equal row is left two cents over and the income row one cent over, and both are handed out by that rule — which is why the income figures read 982.22, 736.67 and 491.11, adding to 2,210.00, rather than stopping two cents short.

Which basis should we use?

This page does not pick one. The equal basis suits households where every room really is interchangeable. The headcount basis suits households where the rooms differ mainly in how many people sleep in them. The income basis suits households where the pay gap is wide enough to make an equal share a burden. What this page does is run all three on one bill, so the argument can be about the basis instead of about arithmetic nobody has done yet.

How is this different from the split by income calculator?

The split by income calculator applies the income basis and, if the bill has one, a discount, tax or tip. This page runs the same bill under three bases at once — equal, headcount and income — which is what you want while the basis itself is still undecided. Once the basis is agreed, the monthly household bill page carries the same figure into rent and utilities.

Can I split rent by income the same way?

Yes, the arithmetic is identical. Rent is a shared bill that arrives every month, and the how to split rent page runs one rent through by area, by room and by income. The income basis on that page is this page's third basis applied to a specific bill with a specific name.