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Roommate Agreement

A written plan for sharing a home. A roommate agreement sets out who pays what, who does which chores, and what happens when someone moves out. The example numbers below are set by this page so you can see how a split looks — adjust them to your own situation.

Three roommates splitting $2,400.00 rent pay $800.00 each.

What a roommate agreement covers

A roommate agreement is a written understanding between people who share a home. It is not a lease with the landlord; it is the roommates' own rules. The points below are the ones that cause the most friction when they are left unsaid.

ClauseWhat it settles
Rent splitWho pays what share, and on what day.
UtilitiesHow electric, water, gas, and internet are divided.
DepositsWhat each person puts in and gets back.
ChoresWho cleans which area and how often.
Guests and noiseOvernight guests, quiet hours, and notice.
Move-outNotice period and how the deposit is split.

Example: splitting a $2,400 rent three ways

These numbers are example values set by this page. The split is three equal shares; change the rent or the shares to match your home.

RoommateMonthly share
A$800.00
B$800.00
C$800.00
Total$2,400.00

Each share is $2,400.00 ÷ 3 = $800.00. The three shares add back to the rent exactly.

Utilities and deposits

The same division works for the bills. If the monthly utilities run $360, three equal shares are $120.00 each. Deposits follow the same pattern: if the total deposit is $2,400 and three people share equally, each puts in $800.00 and gets $800.00 back when they leave, provided there are no deductions.

Who pays which bill, line by line

A clause that says "utilities are split" settles nothing until it names the bills and the basis. The table below lists what a shared home usually carries and the basis that fits what each bill measures. Any basis works, as long as the agreement names it before the first bill arrives.

BillWhat it measuresBasis that fits
RentA fixed amount written into the leaseBy room size where the rooms differ, equally where they do not
ElectricityKilowatt-hours drawn by the whole unitPer person, or per occupied room
GasTherms burned for heat, hot water and cookingPer person, with the person who sets the thermostat named
WaterGallons through one meter for the unitPer person
InternetA flat monthly rate that does not move with useEqually, per person
Security depositA refundable amount held for the whole unitThe same shares as rent, so each refund matches what went in
Shared suppliesPaper goods, cleaning products, small repairsEqually, topped up monthly instead of tracked receipt by receipt

Two details decide whether the table survives the first month. Name the day the money is due, not only the amount. And write the shares as fractions that add to one — 1/3 + 1/3 + 1/3 — rather than 33.33% three times, because 33.33% × 3 = 99.99%, which leaves $0.24 of a $2,400.00 rent with no owner.

When the rent goes up, the rule decides who covers the difference

An agreement written in dollars and an agreement written in percentages behave differently the first time the landlord raises the rent. Both cases below start from the same $2,400.00 rent split three ways at $800.00 each, and the same 4% rise, which adds $96.00 a month.

Rule written in the agreementShare after a 4% riseWhat someone has to do
"Each roommate pays one third of the rent"$832.00 eachNothing. The increase passes through on its own.
"Each roommate pays $800.00"$800.00 eachFind the missing $96.00 and agree who covers it.

The dollar rule leaves $96.00 unassigned, which is 3.85% of the new rent. Over a year that is $1,152.00, and it is the figure the roommates end up arguing about — not the increase itself. A percentage rule does not remove the increase; it decides where the increase lands before anyone has to negotiate.

Unequal rooms work the same way. Where the agreement sets the shares at 40%, 35% and 25%, the old rent gave $960.00, $840.00 and $600.00. The same 4% rise moves those to $998.40, $873.60 and $624.00, which is an increase of $38.40, $33.60 and $24.00 — together $96.00. Nobody has to reopen the question of who has the bigger room, because the percentages already answered it.

When one roommate leaves, the split has to be recomputed

The clause most agreements leave out is the one that matters on the day someone gives notice. Three cases cover almost every departure from the same $2,400.00 rent.

What happensMonthly sharesWhat the agreement has to say
A replacement takes the room at the same share$800.00 each, unchangedThe new person's deposit arrives before the leaver's is refunded
No replacement, two people carry the rent$1,200.00 eachWhether the leaver owes anything for the empty room, and for how long
The leaver goes mid-monthLeaver $400.00, the other two $1,000.00 eachHow days are counted — the leaver pays for the days lived in the unit, not the whole month

The two-person case is a 50% jump for whoever stays: $800.00 to $1,200.00, or $400.00 more each. That number is worth writing down in advance, because it decides whether the empty room gets filled quickly or the rent gets paid late. The mid-month case assumes a 30-day month and a move-out on the 16th, so the leaver covers 15 days: $800.00 × 15 ÷ 30 = $400.00, and the remaining $2,000.00 falls to the two who stay. The day count is the same one the prorated rent page works through for a move-in or a move-out date.

Two things sit outside the roommates' control and belong in the agreement as a caution. A roommate agreement cannot take a name off the lease — only the landlord can — so check who signed before anyone promises a departure date. And the deposit is usually held once for the whole unit, which is why the order of refunds matters more than the amount: pay the leaver back only after the replacement's money is in hand, or the people who stay have funded a gap they cannot recover from someone who has already moved out.

What this page does not do

This page is a checklist and example splits. It is not legal advice, does not create a binding contract, and does not quote any state's rules on roommate agreements.